Active Membership

• Licensed to sell insurance
• Sponsored by a member
• In good standing with NAIFA (pays dues within 60 days of due date)

Associate Membership

• Staff or professionals in related fields but having no life insurance license
• Sponsored by a member
• Entitled to all privileges of the Association, except those of voting and holding office
• Will be a member of the local Association only, not the State or National Association

Active Members Emeritus

• Must be a member for 20 or more years
• 65 years of age or older
• No longer engaged in the solicitation of new life insurance business
• No reduction in national or state dues
• Local dues can be reduced at the discretion of the local association
• Member is reported to NAIFA as an Emeritus and in the future will receive dues statements reflecting that status

Lapsed Membership

• After sixty days of non-payment, membership is lapsed
• Benefits and services from NAIFA are stopped
• Reinstatement takes full payment of dues and retention of original anniversary date is kept
• Lapses for more than a year get a new anniversary date when dues are paid

Honorary Members

• According to NAIFA, an honorary member is any person who has performed some distinguished service in the field of life insurance or community, and who is not an active or associate member of the local association
• Elected for a period of one year and then may be re-elected from year to year
• Not reported to NAIFA and does not count toward membership campaign totals

Disabled Member

• Requires yearly documentation to NAIFA of disability from the local board of directors stating that individual is totally disabled
• National dues waived
• Must be a member of a local association for 20 or more years
• Must be totally disabled
• Disabled members are included in local association membership campaign totals
• Renewal forms reflect disabled status each year